CAMP members in session

California General Election · November 3, 2026

CAMP Voter Guide

Where the California Association of Mortgage Professionals stands on the ballot measures and the race that matter most to the broker originator and the consumers we serve.

See CAMP's positions Official state voter guide

Ballot measures

Three propositions, three positions

Ballot descriptions are drawn from California's Official Voter Information Guide. CAMP's positions are set by the Government Affairs Committee and the Board.

Prop 1

Proposition 1

Support

Authorizes Bonds for Housing Affordability Programs. Legislative statute.

Would authorize $11.25 billion in state general obligation bonds for housing affordability programs, including rental housing, veterans' mortgages, supportive housing, preservation of affordable housing, and downpayment assistance.

CAMP position: CAMP has long supported veterans and veteran homeownership and supports Proposition 1.

Official Proposition 1 information
Prop 37

Proposition 37

Neutral

Creates Loan Program for Middle-Income Buyers of Qualified New Homes. Initiative statute.

Would authorize $25 billion in revenue bonds to provide eligible buyers with fixed-rate mortgages covering up to 17% of a qualifying newly constructed home's purchase price. Homeowners' loan payments would repay the bonds.

CAMP position: CAMP supports affordability in homeownership but believes better financing options already exist in the private market. CAMP is neutral on Proposition 37.

Official Proposition 37 information
Prop 45

Proposition 45

Support

Modifies Environmental Review for Certain Projects. Initiative statute.

Would amend the California Environmental Quality Act to set deadlines for environmental review and legal challenges involving certain projects, including most housing, transportation, water, and health projects.

CAMP position: CAMP recognizes the need for increased housing inventory and supports measures that facilitate additional housing development. CAMP supports Proposition 45.

Official Proposition 45 information
Senator Ben Allen speaking at Summer CAMP 2026

California Insurance Commissioner

CAMP supports Ben Allen

State Senator Ben Allen joined us on the main stage at Summer CAMP 2026 to talk through California's insurance crisis and what it means for homeowners and the mortgage industry. CAMP supports Ben Allen for California Insurance Commissioner.

benallenca.com His Summer CAMP session

Advocacy is a member benefit

This guide exists because members fund the work.

Every position above comes out of CAMP's Government Affairs Committee, the only voice in Sacramento that speaks exclusively for the broker originator. Your membership pays for the lobbying, the testimony, the CAMP PAC, and the guidance you're reading right now. If you're not a member yet, this is the easiest way to protect your business.

Join CAMP See what Government Affairs is working on
  • Sacramento representation Full-time lobbying on the bills that touch your license and your clients.
  • Calls to action Member alerts when a vote needs your voice, with ready-to-send letters.
  • CAMP PAC Supporting candidates who understand the independent mortgage channel.
  • Chapter network Twelve local chapters, CE classes, and two statewide expos a year.

Ballot descriptions are based on California's Official Voter Information Guide for the November 3, 2026 General Election. CAMP positions are presented separately from the state's ballot information. Prepared by the CAMP Government Affairs Committee · California Association of Mortgage Professionals · November 2026.